Car Insurance

Whatever the weather, accident, damage or theft. This is car insurance you can be sure of.

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Benefits Cover that knows your Toyota best

Our policies are designed by experts who know your Toyota inside and out, to help you get back on the road. We offer repairs using Toyota Genuine Parts[F8] and a range of cover to suit your vehicle’s needs. Victor Harbor Toyota is here to lend a hand.

  • Toyota quality and expertise

    We’re the experts at insuring Toyota vehicles. With a specialist claims team and technicians who know your Toyota inside and out.

  • Reliability and care

    Designed with the same reliability you expect from your Toyota vehicle. With new for old replacement (up to 3 years).

  • Genuine assurance

    Comprehensive cover designed for Toyota owners and their vehicles. With a lifetime repair guarantee for authorised repairs.

How it works

What’s included

  • Accident cover

    We’ll cover accidental damage to other people’s vehicles or property as well as your own.

  • Fire, hail, storm and flood cover

    Cover for damage caused by weather‑related and environmental incidents.

  • Theft and vandalism cover

    Cover for loss or damage following vandalism or theft of your vehicle, including up to $3000 for damaged or stolen tools of the trade for vehicles listed as business use. Insurance that works to keep you working.

  • Lifetime Repair Guarantee

    Repairs that are authorised on your vehicle are guaranteed for your Toyota’s lifetime.

  • Toyota Genuine Parts

    Our use of Toyota Genuine Parts to repair your vehicle within the first five years of your Toyota’s original registration helps to protect the integrity of your Toyota.

  • New for old Toyota replacement

    We’ll replace your vehicle with a new one if your vehicle is damaged beyond repair within the first three years of its life.

Ready to get going?

We’re here at Victor Harbor Toyota to help get you on the road.

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Frequently asked questions

Unsure about anything? No worries. Here are answers to some of our more Frequently asked questions to help steer you in the right direction.

Get started with your personalised repayment

Get your Toyota Personalised Repayments[F6] in as little as 3 minutes

GET YOUR REPAYMENTS

PRODUCT DISCLOSURE STATEMENT Understand your cover

We’ve made some changes to our Toyota Car Insurance Policy and Product Disclosure Statement (PDS), which is why there are two versions of the PDS depending on when you purchased or renewed your policy. It’s important to download your PDS and understand your cover, so you’re informed if you need to make a claim.

  • New policies

    Effective for new business policies commencing on or after 17th November 2024 and renewal policies with a start date on or after 17th December 2024.

    Download PDF

  • Older policies

    Effective for new business policies commencing between 25th March 2021 and 16th November 2024, and renewal policies with a start date between 5th April 2021 and 16th December 2024. Purchased before 18th Nov.

    Download PDF

Important Documents

Disclaimers

[F8] Terms and conditions apply. For Toyota vehicles within five years of original registration, genuine parts will be used to repair the vehicle. Refer to PDS for exclusions and further details.

[F6] Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F13] Toyota Roadside Assist is administered by Toyota Finance, a division of Toyota Finance

[TF2] Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS and Target Market Determination for the relevant product available from participating Dealers, via our website at https://www.toyota.com.au/car-insurance or by calling 137 200. Toyota Comprehensive Motor Vehicle Insurance purchased in a dealership or via the Toyota Insurance National Customer Solutions Centre is facilitated by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 as agent for, and on behalf of, the insurer. The insurer of Toyota Comprehensive Motor Vehicle Insurance is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). If Toyota Comprehensive Motor Vehicle Insurance is purchased online, the issuer and insurer is Adica.